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factoring
FUELING GROWTH FOR PROFESSIONAL SERVICES
Who We Are
→ Deeply experienced professional services executives that understand your needs.
→ A financial team that can provide access to funds quickly, and partner with you if you need help with strategic planning and growth.
→ The Team + the technology that you will want by your side.
What We Do
→ Accounts Receivable Factoring
→ Exclusively working with Technology and Professional Services Organizations
→ Professional Services Automation
Why We Do It
We know journey of entrepreneurship involves way more than getting the capital you need to grow. Our vision involves adding value to the lives of professional services technology professionals..
resources
PRODUCTS WE OFFER
AR Factoring
Accounts Receivable Funding
Up to 95% advances
No minimums
Simple contracts
Tech enabled analytics
Professional Services Automation
Time and Expense Tracking
Project Administration
Contract and Contractor Administration
Financial Management & Invoicing
Project Management
Read more about CapitalPSA in FAQ
every business is unique
frequently asked questions
Business roadmaps built exactly to your needs.
Every deal is different and customized to fit your needs. We meet with you to discuss your needs, your wants, your desires. We will help you grow. Help take your company to the next level. Let’s build something together.
How does factoring work?
1. Apply online
2. Get approved
3. Submit the invoices you wish to factor
4. Get approved + get funded
How is qualification determined?
Qualification is determined based on a number of factors. These factors include, but are not limited to, your business cash flow, the strength of your customers, and to a lesser extent your personal and business credit history. You do not have to have perfect credit to work with us. We work with a broad range of clients, including those with below average credit.
How much funding will I have access to?
We offer funding between $5,000 and $5,000,000. Your credit line or loan amount will be determined based on a review of your business, personal FICO score, as well as other factors.
Are there termination fees if I want to leave?
No. As long as you have no balances outstanding, and your contract term has ended,you can stop using our services with no penalties or fees.
What information is needed to apply?
The Dare Capital application is three simple steps that can be completed in minutes.
We ask for:
General information about your business, such as address and Tax ID
Information about the business owner applying, including social security number
current financials and current AR + AP aging.
The information you provide is stored in accordance with our strict Privacy Policy and encrypted to make sure that it is always safe and secure.
What type of businesses are eligible for factoring?
To meet the minimum requirements for Invoice Factoring and you must have a personal credit score of 530 or more.
Any business that serves businesses or governments is eligible for Invoice Factoring. Invoice Factoring is available in all states.
The information you provide is stored in accordance with our strict Privacy Policy and encrypted to make sure that it is always safe and secure.
Can I still get funding if I have been denied by a bank?
Yes. That is why we are here.
Our decision process is different than a bank’s. While we take credit history into consideration we focus on the quality of your customers, not only personal credit history.
A great advantage of Dare’s invoice factoring is that you can leverage the credit-worthiness of your customers.
What is FactorPSA vs CapitalPSA?
FactorPSA and CapitalPSA are two sides of the same coin, built to support and scale professional services organizations. FactorPSA serves as the financial engine, providing working capital through invoice factoring and offering a real-time dashboard to track receivables, payments, and funding activity. CapitalPSA, on the other hand, is a robust Professional Services Automation (PSA) platform that helps teams manage projects, resources, time tracking, and billing. While CapitalPSA can be used independently, it’s also fully integrated with FactorPSA—creating a seamless flow between operational delivery and financial performance. When used together, organizations that meet a qualifying threshold of capital usage through FactorPSA gain full access to the CapitalPSA platform at no cost.
what sets us apart
core values
Team Effort
We are more together than we are alone.
Our team is committed to working in lockstep with each other and our clients toward consistent long-term success.
Continuous Improvement
There is always another improvement to make.
We take a growth mindset approach to our business and our clients’ success.
Real Value
Providing value so you can focus on your business.
We believe that true value means giving our customers the tools they need to succeed.
Radical Transparency
We strive to never surprise anyone with anything.
We will always share information − good or bad − with each other and with our clients, explaining every decision we make to the best of our ability.
our story
about us
With a career rooted in Professional Services, Charles began as a consultant for leading software vendors such as Informix, Vignette, and Adobe. In 2008, he launched Source 360 Group, Inc., and has since spent nearly two decades helping organizations grow through strategic technology implementation. As President and CEO, he brings hands-on expertise in delivering complex solutions for service-based businesses.
Recognizing a growing need for tailored financial solutions within the Professional Services sector, he partnered with seasoned industry veterans to develop a financing platform purpose-built for this market. Our financial team brings decades of experience building, scaling, and successfully exiting AR Factoring and Asset-Based Lending businesses. Collectively, they’ve served on the boards of key industry organizations—including the American Factoring Association—demonstrating a long-standing commitment to advancing the commercial finance industry.
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